Open an e-gold a/c at Egold
HYIPinvestment.com and find the HYIPs that interest you. Read the comments and ratings of each HYIP to make sure they are paying to members before you deposit fund to the HYIPs programs you selected. To lower your risk you must diversify your investments into several HYIPs (you may start off with HYIPs).
Most HYIPs pay daily. So you need to login to your HYIPs a/c daily to withdraw interests to your e-gold a/c. If a HYIP's website down, there could be 2 possiblility:1) They are experiencing technical, IT problems or security issues which wil be back online later usually.2) They have closed down and you lose money or you still earn some money overall.Again high return means high risk.
So only invest the amount you afford to lose.